How to use the Canada Child Benefit Calculator
- 1 Enter the number of children under 6.
- 2 Enter the number of children aged 6 to 17.
- 3 Enter your adjusted family net income from 2025 returns.
- 4 Read your monthly and yearly CCB.
Worked example
A family with one child under 6, one aged 6 to 17 and a family income of $90,000. The maximum is $15,040. The income reduction is about $6,430, so the CCB is about $8,610 for the year, or about $717 a month, tax-free.
Features
2026-27 amounts
$8,157 under 6 and $6,883 for ages 6 to 17.
Income reductions
Two phase-out rates by number of children.
Monthly amount
Yearly benefit divided by 12.
When to use it
Budgeting
Plan around the monthly payment.
New baby
See the change after a birth.
Income changes
See how a raise affects the benefit.
Return to work
Weigh childcare costs.
Frequently asked questions
How much is the CCB?
Up to $8,157 a year for each child under 6 and $6,883 for each child aged 6 to 17, from July 2026 to June 2027.
Which income is used?
Adjusted family net income from your 2025 tax returns, combined with your spouse's.
When is it reduced?
Above $38,237 of family income, by 7% for one child, 13.5% for two, 19% for three and 23% for four or more. Above $82,847 a second, smaller rate applies.
Is the CCB taxable?
No.
Do I need to file taxes?
Yes. Both parents must file returns every year.
When is it paid?
Monthly, usually around the 20th.
What if I share custody?
Each parent with shared custody usually gets 50% of the amount they would get with full custody.
Is there extra for a child with a disability?
Yes. The Child Disability Benefit adds up to about $3,500 a year per eligible child.
Do provinces add benefits?
Yes. Ontario, BC, Alberta, Quebec and others pay their own child benefits, often with the CCB payment.
When is the amount recalculated?
Every July, based on your income from the previous year's tax return.
What is adjusted family net income?
The total net income of you and your spouse or common-law partner from line 23600 of your tax returns, with small adjustments.
How do I apply?
Usually when you register your newborn's birth, or through CRA My Account or Form RC66.
Does a separation change it?
Yes. Tell the CRA, and the benefit will be recalculated using only your own income.
Does the CCB rise with inflation?
Yes. Amounts and income thresholds are indexed every July to keep up with the cost of living.
Do newcomers qualify?
Permanent residents, protected persons and some temporary residents who have lived in Canada for 18 months can qualify once they file a return.
Can I get back payments?
The CRA can pay up to 10 years of missed CCB if you were eligible and file the missing returns.
Does child support affect CCB?
No. Child support received is not included in family net income for the CCB.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Reviewed by ToolsUnlocked Team · Last updated