Editorial Policy

This page explains how ToolsUnlocked builds, checks and updates its tools and the guides on each tool page. It applies to every page on the site.

1. Who is responsible

Every tool and page is built and reviewed by Hamza Farooq. Where a page names a different reviewer, that person has checked the content with their permission. We do not publish pages under invented names.

2. Sources we use

Calculators that depend on rates or rules are based on the official source, and the tool page links to it:

• Pakistan: FBR and the Finance Act, NEPRA, OGRA, SBP and PMDC.
• United Kingdom: HMRC and GOV.UK.
• United States: the IRS, the Department of Labor and state revenue departments.
• Canada: the CRA and provincial finance ministries.
• Australia: the ATO, state revenue offices and Moneysmart.
• India: the Income Tax Department, CBIC, RBI and EPFO.

File tools (PDF, image and text) follow the published file format standards and are checked against real files rather than samples only.

3. How a tool is tested

• Each calculator is checked against at least one worked example from the official source, and the example is shown on the page.
• File tools are tested with real-world files: scanned and text PDFs, large photos, HEIC images from phones and long documents.
• Every page is tested on a phone and a desktop browser before it is published.

4. Updates and review dates

Each tool page shows a "Last updated" date. We change it only when the tool or its content really changes, not to make a page look fresh. Rates are reviewed after each budget or new tax year: June for Pakistan, February for India, 6 April for the UK, 1 July for Australia and January for the US and Canada.

5. Corrections

If you find a wrong result, an outdated rate or a mistake in a guide, contact us. We check the report against the source, fix confirmed errors as quickly as we can, usually within a few days, and update the date on the page.

6. Use of AI

We use AI writing tools to help draft and edit some explanations. Every rate, formula and worked example is checked by a person against the official source, and the tools themselves are tested by hand. AI is never the source of a number on this site.

7. Independence and advertising

The site may show advertising to stay free. Advertisers have no say over what a tool calculates or what a page recommends, and we do not accept payment to change a result.

8. Limits

Our results are estimates to help you understand a figure. They are not financial, tax or legal advice. For important decisions, confirm with the issuing authority or a qualified adviser. See the disclaimer.