How to use the filer vs non-filer tax calculator
- 1 Enter the value of any property you will buy.
- 2 Enter the value of any property you will sell.
- 3 Enter your yearly dividends.
- 4 Compare the totals and the saving from filing.
Worked example
Buying a Rs 15 million plot and receiving Rs 100,000 of dividends. As a filer, 236K tax is Rs 187,500 and dividend tax Rs 15,000, a total of Rs 202,500. As a non-filer, the same deals cost Rs 1,575,000 and Rs 30,000, a total of Rs 1,605,000. Filing saves about Rs 1,402,500.
Becoming a filer
- Register on FBR's IRIS portal with your CNIC and mobile number; your NTN is your CNIC number.
- File a return for the latest tax year, even if your income is below the taxable limit, together with a wealth statement.
- Active Taxpayer List: FBR publishes the ATL each year on 1 March. Filing on time keeps you on it; late filers can join by paying a surcharge.
- Check your status by sending your CNIC number by SMS to FBR's ATL service or on the FBR website.
See the saving on a property deal with the Property Tax Calculator, and the tax on your salary with the Salary Tax Calculator.
Features
Property taxes
236K and 236C for filers and non-filers.
Dividends
15% for filers and 30% for non-filers.
Total saving
The money you keep by filing a return.
When to use it
Thinking about filing
See whether filing pays for itself. See tax on a property deal with the Property Tax Calculator.
Property deals
Compare tax before a purchase. Work out salary tax with the Salary Tax Calculator.
Investors
See the cost of not filing on dividends. See savings profit after tax with the National Savings Profit Calculator.
Families
Decide which family member should buy the property. Running a business? Use the Business Income Tax Calculator.
Related Tax tasks
Frequently asked questions
Who is a filer?
A person whose name appears on FBR's Active Taxpayer List, which is updated after returns are filed by the due date.
Why are non-filer rates so high?
The government uses higher withholding rates to encourage people to file returns and widen the tax base.
What else costs more for non-filers?
Cash withdrawals, vehicle registration and token tax, bank profit, prize money and many other transactions have higher rates for non-filers.
Can non-filers buy property at all?
Restrictions on non-filers buying property and vehicles have been proposed and applied in stages. Check the latest rules before a transaction.
How long does it take to become a filer?
After filing your return, your name is usually added to the Active Taxpayer List within days. Late filers pay a surcharge to join the ATL.
Does filing mean I pay more tax?
Not necessarily. Many filers with income below the taxable limit owe no tax, but they get lower withholding rates.
Is the saving the same every year?
No. It depends on your transactions. The calculator shows the saving for the amounts you enter.
Do I need a tax consultant to file?
No. Simple returns can be filed on IRIS or the Tax Asaan app, but a consultant helps with complex cases.
Does being a filer reduce my bank charges?
Filers pay lower withholding tax on profit on bank deposits and avoid the extra tax on cash withdrawals that non-filers pay above daily limits.
Can a non-filer register a car?
Non-filers pay much higher advance tax when registering vehicles, and in many cases the rates for non-filers are several times the filer rates.
Is a wealth statement required?
Yes. Individuals filing a return generally also file a wealth statement showing assets and liabilities.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Built and reviewed by Hamza Farooq, founder and lead developer
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