How to use the Utah paycheck calculator
- 1 Enter your pay and choose whether it is a yearly salary or an hourly wage (with hours a week).
- 2 Choose how often you are paid and your filing status.
- 3 Enter your children under 17 and your 401(k) contribution.
- 4 Read your take-home pay per paycheck and every deduction.
Worked example
A single Utah worker earning $60,000 a year, paid every two weeks, with 5% to a 401(k). From each $2,307.69 check: $115.38 of 401(k), $179.23 of federal income tax and $176.54 of Social Security and Medicare, and $97.56 of Utah tax (4.45% of $57,000; the base allowance is fully phased out at this pay). Take-home pay is $1,738.98.
Getting more from a Utah paycheck
- Check your pay stub against the calculator once a year.
- Raise your 401(k) to cut federal and state tax.
- Update your W-4 after marriage, a child or a raise.
- Families may get a refund from the taxpayer tax credit.
Compare with the Colorado Paycheck Calculator, the Arizona Paycheck Calculator and see the child tax credit with the Child Tax Credit Calculator.
Features
Flat 4.45%
Cut from 4.5% for 2026.
Publication 14 method
Base allowance that phases out.
Salary or hourly
Enter a yearly salary or an hourly wage.
When to use it
Salt Lake City job offers
Compare offers by take-home pay. Convert hourly pay with the Hourly to Salary Calculator.
Moving from California
Compare with the California Paycheck Calculator.
Families
See the federal child tax credit with the Child Tax Credit Calculator.
Retirement saving
See your 401(k) growth with the 401(k) Calculator.
Related Pay and Salary tasks
Frequently asked questions
How much is taken out of a Utah paycheck?
On a $60,000 salary paid every two weeks with 5% to a 401(k), about $98 of Utah tax comes out of each check, plus $179 of federal tax and $177 of Social Security and Medicare.
What is the Utah income tax rate for 2026?
A flat 4.45%, down from 4.5% in 2025. It was cut by Senate Bill 60, retroactive to January 1, 2026.
Does Utah have a standard deduction?
No. Instead, the annual return gives a taxpayer tax credit worth 6% of your federal standard or itemized deduction, reduced by 1.3% of income above a base amount. Withholding uses a smaller base allowance that works the same way.
Why is my Utah withholding the full 4.45%?
The withholding base allowance is used up quickly: for a single worker it is gone at about $46,600 of wages, and for a married worker at about $93,300.
Do I need a Utah W-4?
No. Utah has no state withholding form; employers use the filing status on your federal W-4. Head of household is withheld on the single schedule.
Will I get a Utah refund?
Possibly. The taxpayer tax credit on the annual return can be larger than the withholding allowance, especially for families and lower incomes.
Does Utah have local income taxes?
No. Utah cities and counties do not tax wages.
Does Utah tax Social Security?
Social Security is included in income, but a credit removes some or all of the tax for many retirees with moderate income.
Do 401(k) contributions lower Utah tax?
Yes. Traditional 401(k) contributions are excluded from Utah taxable wages as well as federal. They do not reduce Social Security or Medicare.
How is federal tax worked out here?
Your yearly pay minus 401(k) contributions and the $16,100 federal standard deduction ($32,200 joint) is taxed at the 2026 brackets, then $2,200 is subtracted for each child under 17.
Is this my exact paycheck?
It is a close estimate. Employers use official withholding tables, and other deductions such as health insurance, HSA or union dues change your check.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Built and reviewed by Hamza Farooq, founder and lead developer
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