How to use the Minnesota paycheck calculator
- 1 Enter your pay and choose whether it is a yearly salary or an hourly wage (with hours a week).
- 2 Choose how often you are paid and your filing status.
- 3 Enter your children under 17 and your 401(k) contribution.
- 4 Read your take-home pay per paycheck and every deduction.
Worked example
A single Minnesota worker earning $60,000 a year, paid every two weeks, with 5% to a 401(k). From each $2,307.69 check: $115.38 of 401(k), $179.23 of federal income tax and $176.54 of Social Security and Medicare, $90.48 of Minnesota tax on $41,700 of taxable income ($57,000 less the $15,300 standard deduction) and $10.15 of Paid Leave premium. Take-home pay is $1,735.90.
Getting more from a Minnesota paycheck
- Check your pay stub against the calculator once a year.
- Raise your 401(k) to cut federal and state tax.
- Update your W-4 after marriage, a child or a raise.
- Check the Paid Leave line: new in 2026, up to 0.44% of pay.
Compare with the Wisconsin Paycheck Calculator, the South Dakota Paycheck Calculator and see your 401(k) growth with the 401(k) Calculator.
Features
2026 brackets
5.35%, 6.8%, 7.85% and 9.85%.
Paid Leave premium
0.44% employee share, new in 2026.
Salary or hourly
Enter a yearly salary or an hourly wage.
When to use it
Twin Cities job offers
Compare offers by take-home pay. Convert hourly pay with the Hourly to Salary Calculator.
Moving to Wisconsin
Compare with the Wisconsin Paycheck Calculator.
Bonuses
Check bonus withholding with the Bonus Tax Calculator.
Retirement saving
See your 401(k) growth with the 401(k) Calculator.
Related Pay and Salary tasks
Frequently asked questions
How much is taken out of a Minnesota paycheck?
On a $60,000 salary paid every two weeks with 5% to a 401(k), about $90 of Minnesota tax and $10 of Paid Leave premium come out of each check, plus $179 of federal tax and $177 of Social Security and Medicare.
What are the Minnesota tax brackets for 2026?
For single filers: 5.35% up to $33,310 of taxable income, 6.8% to $109,430, 7.85% to $203,150 and 9.85% above. Joint filers: 5.35% to $48,700, 6.8% to $193,480, 7.85% to $337,930 and 9.85% above.
What is the Minnesota standard deduction for 2026?
$15,300 for single filers, $30,600 for married couples filing jointly and $23,000 for heads of household. It is reduced when income is above $244,400, by up to 80%.
What is the Minnesota dependent exemption?
$5,300 for each dependent in 2026, subtracted from taxable income.
What is Minnesota Paid Leave on my pay stub?
The premium for Minnesota's paid family and medical leave program, which started January 1, 2026. The total premium is 0.88% of wages up to the Social Security wage base; employers pay at least half and may deduct up to 0.44% from your pay.
Is the Paid Leave premium taken before tax?
No. The employee share is an after-tax deduction, so it does not reduce Minnesota taxable wages.
Does Minnesota have local income taxes?
No. Minnesota cities and counties do not tax wages.
Do I pay Minnesota tax if I live in North Dakota or Michigan?
No. Minnesota has income tax reciprocity with North Dakota and Michigan, so residents of those states working in Minnesota pay tax to their home state.
Do 401(k) contributions lower Minnesota tax?
Yes. Traditional 401(k) contributions are excluded from Minnesota taxable wages as well as federal. They do not reduce Social Security or Medicare.
How is federal tax worked out here?
Your yearly pay minus 401(k) contributions and the $16,100 federal standard deduction ($32,200 joint) is taxed at the 2026 brackets, then $2,200 is subtracted for each child under 17.
Is this my exact paycheck?
It is a close estimate. Employers use official withholding tables, and other deductions such as health insurance, HSA or union dues change your check.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Built and reviewed by Hamza Farooq, founder and lead developer
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