How to use the Maryland paycheck calculator
- 1 Enter your pay and choose whether it is a yearly salary or an hourly wage (with hours a week).
- 2 Choose how often you are paid and your filing status.
- 3 Enter your children under 17 and your 401(k) contribution. Enter your county income tax rate (3.20% in Montgomery, Prince George's, Howard, Baltimore County and Baltimore City).
- 4 Read your take-home pay per paycheck and every deduction.
Worked example
A single Maryland worker earning $60,000 a year, paid every two weeks, with 5% to a 401(k). From each $2,307.69 check: $115.38 of 401(k), $179.23 of federal income tax and $176.54 of Social Security and Medicare, $90.06 of Maryland tax on $50,400 of taxable income ($57,000 less the $3,400 deduction and $3,200 exemption) and $62.03 of county tax at 3.20%. Take-home pay is $1,684.45.
Getting more from a Maryland paycheck
- Check your pay stub against the calculator once a year.
- Raise your 401(k) to cut federal and state tax.
- Update your W-4 after marriage, a child or a raise.
- Enter your county rate: most large counties charge 3.20%.
Compare with the Virginia Paycheck Calculator, the Pennsylvania Paycheck Calculator and check withholding with the W-4 Withholding Calculator.
Features
Ten brackets
2% to 6.5%, including the new 6.25% and 6.5% rates.
County income tax
Every county and Baltimore City.
Exemption phase-down
Smaller exemptions at higher incomes.
When to use it
DC-area job offers
Compare offers by take-home pay. Convert hourly pay with the Hourly to Salary Calculator.
Moving to Virginia
Compare with the Virginia Paycheck Calculator.
Federal workers
Check your withholding with the W-4 Withholding Calculator.
Retirement saving
See your 401(k) growth with the 401(k) Calculator.
Related Pay and Salary tasks
Frequently asked questions
How much is taken out of a Maryland paycheck?
On a $60,000 salary paid every two weeks with 5% to a 401(k), about $90 of Maryland tax and $62 of county tax at 3.20% come out of each check, plus $179 of federal tax and $177 of Social Security and Medicare.
What are the Maryland tax brackets for 2026?
For single filers: 2% on the first $1,000, 3% to $2,000, 4% to $3,000, 4.75% to $100,000, 5% to $125,000, 5.25% to $150,000, 5.5% to $250,000, 5.75% to $500,000, 6.25% to $1 million and 6.5% above. Joint filers and heads of household have wider brackets from $150,000 up.
What is the Maryland standard deduction?
It became a flat amount in 2025: $3,350 for single filers and $6,700 for joint filers on the 2025 return. The 2026 withholding formula uses $3,400 for everyone, so joint filers may get a small refund.
What are Maryland county income tax rates for 2026?
Most large jurisdictions, including Montgomery, Prince George's, Howard, Baltimore County and Baltimore City, charge 3.20%. Kent and Dorchester charge 3.30%, Talbot 2.40% and Worcester 2.25%. Anne Arundel and Frederick use graduated rates.
Which county tax do I pay?
The county where you live, not where you work. Nonresidents who work in Maryland pay a special nonresident tax instead.
How does the Maryland exemption phase down?
The $3,200 exemption falls to $1,600 and then $800 as income rises above $100,000 for single filers or $150,000 for joint filers, and is gone above $150,000 or $200,000.
What is Form MW507?
Maryland's withholding certificate, where you claim exemptions and your county for state and local withholding.
Does Maryland tax Social Security?
No. Social Security is exempt, and retirees 65 or older can subtract part of their pension income.
Do 401(k) contributions lower Maryland tax?
Yes. Traditional 401(k) contributions are excluded from Maryland taxable wages as well as federal. They do not reduce Social Security or Medicare.
How is federal tax worked out here?
Your yearly pay minus 401(k) contributions and the $16,100 federal standard deduction ($32,200 joint) is taxed at the 2026 brackets, then $2,200 is subtracted for each child under 17.
Is this my exact paycheck?
It is a close estimate. Employers use official withholding tables, and other deductions such as health insurance, HSA or union dues change your check.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Built and reviewed by Hamza Farooq, founder and lead developer
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