Skip to content
ToolsUnlocked

Washington Paycheck Calculator (2026)

This Washington paycheck calculator works out your take-home pay for 2026. Washington has no state income tax, but two state premiums still come out of most paychecks: the Paid Family and Medical Leave premium, where employees pay 71.43% of the 1.13% total rate (about 0.81% of wages, up to the Social Security wage base of $184,500), and the WA Cares long-term care premium of 0.58% of all wages, with no cap. The calculator adds federal income tax, Social Security and Medicare and shows every deduction per paycheck and per year.

Source: Washington ESD: 2026 Paid Leave premium rate Verified Runs in your browser Free, no sign-up
Washington Paycheck Calculator
Washington take-home pay per paycheck —
Results

How useful was this tool?

Tap a star. It takes a second and helps others find good tools.

How to use the Washington paycheck calculator

  1. 1 Enter your pay and choose whether it is a yearly salary or an hourly wage (with hours a week).
  2. 2 Choose how often you are paid and your filing status.
  3. 3 Enter your children under 17 and your 401(k) contribution.
  4. 4 Read your take-home pay per paycheck and every deduction.

Worked example

A single Washington worker earning $60,000 a year, paid every two weeks, with 5% to a 401(k). From each $2,307.69 check: $115.38 of 401(k), $179.23 of federal income tax and $176.54 of Social Security and Medicare, $18.63 of Paid Leave premium and $13.38 of WA Cares. Take-home pay is $1,804.53, with no state income tax.

Getting more from a Washington paycheck

  • Check your pay stub against the calculator once a year.
  • Update your W-4 after marriage, a child or a raise.
  • Check the WA Cares line: 0.58% of all pay, with no cap.
  • Ask about Paid Leave: some employers pay the employee share.

Compare with the California Paycheck Calculator, the Texas Paycheck Calculator and check bonus withholding with the Bonus Tax Calculator.

Features

No state income tax

Only federal tax and two state premiums.

Paid Leave premium

Employee share of the 1.13% 2026 rate.

WA Cares 0.58%

On all wages, with no cap.

When to use it

Seattle job offers

Compare offers by take-home pay. Convert hourly pay with the Hourly to Salary Calculator.

Moving from Oregon or California

Compare with the California Paycheck Calculator.

Bonuses

Check bonus withholding with the Bonus Tax Calculator.

Retirement saving

See your 401(k) growth with the 401(k) Calculator.

Related Pay and Salary tasks

Frequently asked questions

How much is taken out of a Washington paycheck?

On a $60,000 salary paid every two weeks with 5% to a 401(k), about $19 of Paid Leave premium and $13 of WA Cares come out of each check, plus $179 of federal tax and $177 of Social Security and Medicare. There is no state income tax.

Does Washington have a state income tax?

No. Washington does not tax wages. It does tax large long-term capital gains, which does not affect a paycheck.

What is the Washington Paid Leave premium for 2026?

The total premium is 1.13% of wages, up from 0.92% in 2025. Employees pay 71.43% of it, about 0.81% of wages, up to the Social Security wage base. Employers with 50 or more employees pay the rest.

What is WA Cares on my pay stub?

The WA Cares Fund premium for Washington's long-term care benefit: 0.58% of all wages, paid by the employee, with no wage cap.

Can I opt out of WA Cares?

Only some workers can, through an approved exemption, for example certain people who bought private long-term care insurance before November 2021, some veterans and some out-of-state workers. Without one, the premium applies.

What does Washington Paid Leave pay for?

Partial wage replacement while you take leave for your own serious health condition, a new child or to care for a family member, usually up to 12 weeks of each type and 16 weeks in total in a year.

Do small employers withhold Paid Leave premiums?

Yes. Employers with fewer than 50 employees do not pay the employer share, but they still withhold the employee share unless they choose to pay it.

Do Washington cities have income taxes?

No. Seattle and other cities do not withhold income tax from wages.

Do 401(k) contributions still help in Washington?

Yes. They cut federal income tax, which is the biggest deduction on a paycheck in a state without income tax. They do not reduce Social Security or Medicare.

How is federal tax worked out here?

Your yearly pay minus 401(k) contributions and the $16,100 federal standard deduction ($32,200 joint) is taxed at the 2026 brackets, then $2,200 is subtracted for each child under 17.

Is this my exact paycheck?

It is a close estimate. Employers use official withholding tables, and other deductions such as health insurance, HSA or union dues change your check.

Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.

HF

Built and reviewed by , founder and lead developer
Last updated · How we check our tools · Report a problem