How to use the Indiana paycheck calculator
- 1 Enter your pay and choose whether it is a yearly salary or an hourly wage (with hours a week).
- 2 Choose how often you are paid and your filing status.
- 3 Enter your children under 17 and your 401(k) contribution. Enter your county income tax rate (the county where you lived on January 1).
- 4 Read your take-home pay per paycheck and every deduction.
Worked example
A single Indiana worker earning $60,000 a year, paid every two weeks, with 5% to a 401(k). From each $2,307.69 check: $115.38 of 401(k), $179.23 of federal income tax and $176.54 of Social Security and Medicare, $63.54 of Indiana tax (2.95% of $57,000 less the $1,000 exemption) and $43.51 of Marion County tax at 2.02%. Take-home pay is $1,729.49.
Getting more from a Indiana paycheck
- Check your pay stub against the calculator once a year.
- Raise your 401(k) to cut federal and state tax.
- Update your W-4 after marriage, a child or a raise.
- Use your January 1 county for the county tax rate.
Compare with the Illinois Paycheck Calculator, the Ohio Paycheck Calculator and convert hourly pay with the Hourly to Salary Calculator.
Features
Flat 2.95%
Falling to 2.90% in 2027.
County income tax
All 92 counties, on the same base.
WH-4 exemptions
$1,000 each, plus $1,500 per child.
When to use it
Indianapolis job offers
See take-home pay with Marion County's tax. Convert hourly pay with the Hourly to Salary Calculator.
Moving to Illinois or Ohio
Compare with the Illinois Paycheck Calculator.
Overtime
Work out time and a half with the Overtime Calculator.
Withholding check
Check your W-4 with the W-4 Withholding Calculator.
Related Pay and Salary tasks
Frequently asked questions
How much is taken out of an Indiana paycheck?
On a $60,000 salary paid every two weeks with 5% to a 401(k), about $64 of Indiana tax and $44 of county tax at Marion County's 2.02% come out of each check, plus $179 of federal tax and $177 of Social Security and Medicare.
What is the Indiana income tax rate for 2026?
A flat 2.95% of adjusted gross income after exemptions. It is scheduled to fall to 2.90% in 2027.
What are Indiana's exemptions?
$1,000 for you, your spouse and each dependent, plus an extra $1,500 for each qualifying dependent child ($3,000 the first year a child is claimed, on the annual return). Indiana has no standard deduction.
How much is Indiana county income tax?
Rates run from 0.5% (Porter County) to 3% (Randolph County). Marion County is 2.02%, and many counties are between 1% and 2%.
Which county's tax do I pay?
The county where you lived on January 1. If you lived outside Indiana on January 1 but work mainly in an Indiana county, you pay that county's rate.
What is Form WH-4?
Indiana's employee withholding exemption and county status certificate, used for both state and county withholding.
Do I pay Indiana tax if I live in Kentucky or Michigan?
Indiana has reciprocity with Kentucky, Michigan, Ohio, Pennsylvania and Wisconsin, so residents of those states pay state income tax to their home state. County tax rules can still apply.
Does Indiana tax Social Security?
No. Social Security benefits are exempt from Indiana income tax.
Do 401(k) contributions lower Indiana tax?
Yes. Traditional 401(k) contributions are excluded from Indiana taxable wages as well as federal. They do not reduce Social Security or Medicare.
How is federal tax worked out here?
Your yearly pay minus 401(k) contributions and the $16,100 federal standard deduction ($32,200 joint) is taxed at the 2026 brackets, then $2,200 is subtracted for each child under 17.
Is this my exact paycheck?
It is a close estimate. Employers use official withholding tables, and other deductions such as health insurance, HSA or union dues change your check.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Built and reviewed by Hamza Farooq, founder and lead developer
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