How to use the Mississippi paycheck calculator
- 1 Enter your pay and choose whether it is a yearly salary or an hourly wage (with hours a week).
- 2 Choose how often you are paid and your filing status.
- 3 Enter your children under 17 and your 401(k) contribution.
- 4 Read your take-home pay per paycheck and every deduction.
Worked example
A single Mississippi worker earning $60,000 a year, paid every two weeks, with 5% to a 401(k). From each $2,307.69 check: $115.38 of 401(k), $179.23 of federal income tax and $176.54 of Social Security and Medicare, and $59.54 of Mississippi tax: 4% of the $38,700 of taxable income above $10,000 ($57,000 less the $2,300 deduction and $6,000 exemption). Take-home pay is $1,777.00.
Getting more from a Mississippi paycheck
- Check your pay stub against the calculator once a year.
- Raise your 401(k) to cut federal and state tax.
- Update your W-4 after marriage, a child or a raise.
- Claim your exemptions on Form 89-350.
Compare with the Louisiana Paycheck Calculator, the Tennessee Paycheck Calculator and check withholding with the W-4 Withholding Calculator.
Features
4% above $10,000
Down from 4.4% in 2025.
Exemptions
$6,000 single, $12,000 joint, $1,500 per child.
Salary or hourly
Enter a yearly salary or an hourly wage.
When to use it
Jackson and Gulf Coast jobs
Compare offers by take-home pay. Convert hourly pay with the Hourly to Salary Calculator.
Moving to Tennessee or Louisiana
Compare with the Tennessee Paycheck Calculator or the Louisiana Paycheck Calculator.
Overtime
Work out time and a half with the Overtime Calculator.
Withholding check
Check your W-4 with the W-4 Withholding Calculator.
Related Pay and Salary tasks
Frequently asked questions
How much is taken out of a Mississippi paycheck?
On a $60,000 salary paid every two weeks with 5% to a 401(k), about $60 of Mississippi tax comes out of each check, plus $179 of federal tax and $177 of Social Security and Medicare.
What is the Mississippi income tax rate for 2026?
0% on the first $10,000 of taxable income and 4% on the rest. The rate was 4.4% in 2025 and is scheduled to fall to 3.75% in 2027.
What is the Mississippi standard deduction?
$2,300 for single filers, $4,600 for married couples filing jointly and $3,400 for heads of household.
What are Mississippi's exemptions?
$6,000 for single filers, $12,000 for married couples and $9,500 for heads of household, plus $1,500 for each dependent.
Will Mississippi eliminate its income tax?
House Bill 1 of 2025 cuts the rate each year to 3% by 2030 and allows further cuts after that if revenue targets are met.
What is Form 89-350?
Mississippi's employee withholding exemption certificate, where you claim your filing status and exemption amount.
Does Mississippi tax retirement income?
No. Social Security and qualified retirement income such as pensions and IRA withdrawals are exempt.
Why is Mississippi tax so low on modest pay?
The standard deduction, exemption and the 0% band on the first $10,000 of taxable income mean a single worker pays no Mississippi tax on roughly the first $18,300 of wages.
Do Mississippi cities have income taxes?
No. Mississippi cities and counties do not tax wages.
Do 401(k) contributions lower Mississippi tax?
Yes. Traditional 401(k) contributions are excluded from Mississippi taxable wages as well as federal. They do not reduce Social Security or Medicare.
How is federal tax worked out here?
Your yearly pay minus 401(k) contributions and the $16,100 federal standard deduction ($32,200 joint) is taxed at the 2026 brackets, then $2,200 is subtracted for each child under 17.
Is this my exact paycheck?
It is a close estimate. Employers use official withholding tables, and other deductions such as health insurance, HSA or union dues change your check.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Built and reviewed by Hamza Farooq, founder and lead developer
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