How to use the Tennessee paycheck calculator
- 1 Enter your pay and choose whether it is a yearly salary or an hourly wage (with hours a week).
- 2 Choose how often you are paid and your filing status.
- 3 Enter your children under 17 and your 401(k) contribution.
- 4 Read your take-home pay per paycheck and every deduction.
Worked example
A single Tennessee worker earning $60,000 a year, paid every two weeks, with 5% to a 401(k). Each $2,307.69 check has $115.38 of 401(k), $179.23 of federal income tax, $143.08 of Social Security and $33.46 of Medicare taken out, and no state tax. Take-home pay is $1,836.54 a paycheck, or $47,750 a year.
Getting more from a Tennessee paycheck
- Check your pay stub against the calculator once a year.
- Raise your 401(k) to cut federal tax.
- Update your W-4 after marriage, a child or a raise.
- Plan for sales tax: Tennessee's combined rate is among the highest.
Convert hourly pay with the Hourly to Salary Calculator, work out yearly income with the Annual Income Calculator and check withholding with the W-4 Withholding Calculator.
Features
No income tax
No tax on wages, interest or dividends.
Salary or hourly
Enter a yearly salary or an hourly wage.
Full breakdown
Federal tax, Social Security and Medicare per check.
When to use it
Nashville and Memphis jobs
Compare offers by what you keep. Convert hourly pay with the Hourly to Salary Calculator.
Moving to Tennessee
See the difference from a state with income tax.
Retirement savings
See how your 401(k) grows with the 401(k) Calculator.
Annual income
Work out yearly income for an application with the Annual Income Calculator.
Related Pay and Salary tasks
Frequently asked questions
Does Tennessee have a state income tax?
No. Tennessee does not tax wages, so your paycheck only has federal income tax, Social Security and Medicare taken out, plus anything you choose, such as 401(k) contributions or health insurance.
How much is taken out of a paycheck in Tennessee?
On a $60,000 salary paid every two weeks with 5% to a 401(k), about $179 of federal income tax, $143 of Social Security and $33 of Medicare come out of each $2,308 check, leaving about $1,837.
What is FICA on my pay stub?
Social Security (6.2% of wages up to $184,500 in 2026) and Medicare (1.45% of all wages, plus 0.9% above $200,000). Your employer pays the same amounts again.
How is federal income tax worked out?
Your yearly pay minus 401(k) contributions and the $16,100 standard deduction ($32,200 for married couples) is taxed at the 2026 brackets, then $2,200 is taken off for each child under 17. The result is spread over your paychecks.
How do I change my federal withholding?
Give your employer a new Form W-4. Use the W-4 Withholding Calculator to check whether you are on track for a refund or a bill.
Do 401(k) contributions lower my taxes?
Traditional 401(k) contributions lower your federal income tax but not Social Security or Medicare. Roth 401(k) contributions do not lower tax now but come out tax-free later.
Is this the same as my actual paycheck?
It is a close estimate. Your employer uses IRS withholding tables, and other deductions such as health insurance, HSA or union dues also change your check.
How much is $25 an hour after taxes?
$25 an hour for 40 hours a week is $52,000 a year. With no state tax and 5% to a 401(k), take-home pay is about $41,800 a year, or $1,608 every two weeks for a single filer.
Did Tennessee ever have an income tax?
Tennessee taxed interest and dividends under the Hall income tax, which was phased out and fully repealed from 2021. Wages have never been taxed.
What is the Tennessee minimum wage?
Tennessee has no state minimum wage law, so the federal $7.25 an hour applies.
What taxes are high in Tennessee?
Sales tax: 7% statewide plus local tax of up to 2.75%, among the highest combined rates in the country.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Built and reviewed by Hamza Farooq, founder and lead developer
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