How to use the Ohio paycheck calculator
- 1 Enter your pay and choose whether it is a yearly salary or an hourly wage (with hours a week).
- 2 Choose how often you are paid and your filing status.
- 3 Enter your children under 17 and your 401(k) contribution. Enter your city and any school district income tax rate.
- 4 Read your take-home pay per paycheck and every deduction.
Worked example
A single Ohio worker earning $60,000 a year, paid every two weeks, with 5% to a 401(k). From each $2,307.69 check: $115.38 of 401(k), $179.23 of federal income tax and $176.54 of Social Security and Medicare, $43.23 of Ohio tax ($332 plus 2.75% above $26,050 of taxable income) and $57.69 of city tax at 2.5% of gross pay. Take-home pay is $1,735.62.
Getting more from a Ohio paycheck
- Check your pay stub against the calculator once a year.
- Raise your 401(k) to cut federal and state tax.
- Update your W-4 after marriage, a child or a raise.
- Look up your school district tax: about 200 districts have one.
Compare with the Michigan Paycheck Calculator, the Pennsylvania Paycheck Calculator and convert hourly pay with the Hourly to Salary Calculator.
Features
2026 flat tax
2.75% above $26,050 under House Bill 96.
City and school taxes
Municipal and school district income taxes.
Salary or hourly
Enter a yearly salary or an hourly wage.
When to use it
Columbus, Cleveland and Cincinnati jobs
Enter your city's rate for real take-home pay. Convert hourly pay with the Hourly to Salary Calculator.
Moving to Michigan or Pennsylvania
Compare with the Michigan Paycheck Calculator.
Overtime
Work out time and a half with the Overtime Calculator.
Retirement
See your 401(k) growth with the 401(k) Calculator.
Related Pay and Salary tasks
Frequently asked questions
How much is taken out of an Ohio paycheck?
On a $60,000 salary paid every two weeks with 5% to a 401(k), about $43 of Ohio tax and $58 of city tax at 2.5% come out of each check, plus $179 of federal tax and $177 of Social Security and Medicare.
What is the Ohio income tax rate for 2026?
A flat 2.75% on taxable nonbusiness income above $26,050, plus a fixed $332, under House Bill 96. Income of $26,050 or less is not taxed. In 2025 the top rate was 3.125%.
What are Ohio's personal exemptions?
$2,400 per person if your income is $40,000 or less, $2,150 up to $80,000 and $1,900 up to $750,000. No exemption is allowed above $750,000.
How much is Ohio city income tax?
Most Ohio cities and villages charge 1% to 2.5% of wages. Columbus and Cleveland charge 2.5% and Cincinnati 1.8%. You usually pay where you work, with a credit or extra tax where you live.
Does city tax apply to 401(k) contributions?
Yes. Ohio municipal taxes are usually figured on gross pay, including 401(k) deferrals, unlike state and federal tax.
What is the Ohio school district income tax?
About 200 Ohio school districts levy an income tax, usually 0.5% to 2%, on residents. Check the Ohio Department of Taxation's lookup for your address.
What is Form IT-4?
Ohio's employee withholding exemption certificate, used for state and school district withholding.
Do I pay Ohio tax if I live in Indiana or Michigan?
No. Ohio has reciprocity with Indiana, Kentucky, Michigan, Pennsylvania and West Virginia for state income tax on wages. City taxes still apply where you work.
Do 401(k) contributions lower Ohio tax?
Yes. Traditional 401(k) contributions are excluded from Ohio taxable wages as well as federal. They do not reduce Social Security or Medicare.
How is federal tax worked out here?
Your yearly pay minus 401(k) contributions and the $16,100 federal standard deduction ($32,200 joint) is taxed at the 2026 brackets, then $2,200 is subtracted for each child under 17.
Is this my exact paycheck?
It is a close estimate. Employers use official withholding tables, and other deductions such as health insurance, HSA or union dues change your check.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Built and reviewed by Hamza Farooq, founder and lead developer
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