How to use the Michigan paycheck calculator
- 1 Enter your pay and choose whether it is a yearly salary or an hourly wage (with hours a week).
- 2 Choose how often you are paid and your filing status.
- 3 Enter your children under 17 and your 401(k) contribution. Enter your city income tax rate if your city has one (Detroit residents pay 2.4%).
- 4 Read your take-home pay per paycheck and every deduction.
Worked example
A single Michigan worker earning $60,000 a year, paid every two weeks, with 5% to a 401(k). From each $2,307.69 check: $115.38 of 401(k), $179.23 of federal income tax and $176.54 of Social Security and Medicare, and $83.53 of Michigan tax (4.25% of $57,000 less the $5,900 exemption). Take-home pay is $1,753.01. A Detroit resident would also pay 2.4% city tax.
Getting more from a Michigan paycheck
- Check your pay stub against the calculator once a year.
- Raise your 401(k) to cut federal and state tax.
- Update your W-4 after marriage, a child or a raise.
- Enter your city rate: Detroit adds 2.4% for residents.
Compare with the Ohio Paycheck Calculator, convert hourly pay with the Hourly to Salary Calculator and work out overtime with the Overtime Calculator.
Features
Flat 4.25%
After $5,900 exemptions per person.
City income tax
Enter Detroit, Grand Rapids or another city's rate.
Salary or hourly
Enter a yearly salary or an hourly wage.
When to use it
Detroit job offers
See take-home pay with Detroit's city tax. Convert hourly pay with the Hourly to Salary Calculator.
Moving to Ohio or Indiana
Compare with the Ohio Paycheck Calculator.
Overtime
Work out time and a half with the Overtime Calculator.
Withholding check
Check your federal W-4 with the W-4 Withholding Calculator.
Related Pay and Salary tasks
Frequently asked questions
How much is taken out of a Michigan paycheck?
On a $60,000 salary paid every two weeks with 5% to a 401(k), about $84 of Michigan tax comes out of each check, plus $179 of federal tax and $177 of Social Security and Medicare, and city tax if your city has one.
What is the Michigan income tax rate for 2026?
A flat 4.25%, the same as 2025. A revenue trigger cut it to 4.05% for 2023 only.
What is the Michigan personal exemption for 2026?
$5,900 for each person: you, your spouse and each dependent, up from $5,800 in 2025. Michigan has no standard deduction.
Which Michigan cities have an income tax?
About 24 cities, including Detroit, Grand Rapids, Lansing, Flint, Saginaw, Pontiac and Battle Creek. Most charge residents 1% and nonresidents who work there 0.5%.
How much is the Detroit city income tax?
2.4% for residents and 1.2% for nonresidents who work in Detroit. Grand Rapids charges 1.5% and 0.75%.
What is Form MI-W4?
Michigan's withholding certificate, where you claim personal and dependent exemptions for state withholding.
Does Michigan tax Social Security or pensions?
Michigan does not tax Social Security, and is phasing out its tax on pensions and retirement income by 2026.
Do I pay Michigan tax if I live in Ohio?
No. Michigan has reciprocity with Illinois, Indiana, Kentucky, Minnesota, Ohio and Wisconsin, so residents of those states working in Michigan pay tax only to their home state.
Do 401(k) contributions lower Michigan tax?
Yes. Traditional 401(k) contributions are excluded from Michigan taxable wages as well as federal. They do not reduce Social Security or Medicare.
How is federal tax worked out here?
Your yearly pay minus 401(k) contributions and the $16,100 federal standard deduction ($32,200 joint) is taxed at the 2026 brackets, then $2,200 is subtracted for each child under 17.
Is this my exact paycheck?
It is a close estimate. Employers use official withholding tables, and other deductions such as health insurance, HSA or union dues change your check.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Built and reviewed by Hamza Farooq, founder and lead developer
· Last updated
· How we check our tools
· Report a problem