How to use the Pennsylvania paycheck calculator
- 1 Enter your pay and choose whether it is a yearly salary or an hourly wage (with hours a week).
- 2 Choose how often you are paid and your filing status.
- 3 Enter your children under 17 and your 401(k) contribution. Enter your local earned income tax rate (check your municipality or employer).
- 4 Read your take-home pay per paycheck and every deduction.
Worked example
A single Pennsylvania worker earning $60,000 a year, paid every two weeks, with 5% to a 401(k) and a 1% local tax. From each $2,307.69 check: $115.38 of 401(k), $179.23 of federal tax, $176.54 of Social Security and Medicare, $70.85 of PA tax (3.07% of gross pay), $23.08 of local tax and $1.62 of PA unemployment. Take-home pay is $1,741.00.
Getting more from a Pennsylvania paycheck
- Check your pay stub against the calculator once a year.
- Remember 401(k) is taxed by PA, so it saves only federal tax.
- Find your local EIT rate from your municipality.
- Use reciprocity if you live in a neighboring state.
Compare with the New Jersey Paycheck Calculator, convert hourly pay with the Hourly to Salary Calculator and work out yearly income with the Annual Income Calculator.
Features
Flat 3.07%
On gross pay, with no deductions.
Local tax
Enter your municipality's earned income tax rate.
PA unemployment
The 0.07% employee contribution.
When to use it
Philadelphia and Pittsburgh jobs
Enter the city's local rate to see real take-home pay. Convert hourly pay with the Hourly to Salary Calculator.
Working across the border
Pennsylvania has reciprocity with New Jersey: compare with the New Jersey Paycheck Calculator.
Retirement saving
See your 401(k) growth with the 401(k) Calculator.
Annual income
Work out yearly income with the Annual Income Calculator.
Related Pay and Salary tasks
Frequently asked questions
How much is taken out of a Pennsylvania paycheck?
On a $60,000 salary paid every two weeks with 5% to a 401(k) and a 1% local tax, about $71 of state tax, $23 of local tax and $1.62 of unemployment come out of each check, plus $179 of federal tax and $177 of Social Security and Medicare.
What is the Pennsylvania income tax rate?
A flat 3.07% on taxable compensation, one of the lowest flat rates in the country.
Does Pennsylvania tax 401(k) contributions?
Yes. Pennsylvania does not allow employee 401(k) or 403(b) contributions to reduce state taxable wages. In exchange, withdrawals in retirement are generally not taxed by Pennsylvania.
What is the local earned income tax?
A tax levied by your municipality and school district on wages, usually based on where you live and work. Rates are often between 1% and 2%; your employer withholds the higher of your home or work rate.
How much is the Philadelphia wage tax?
Philadelphia's resident wage tax is much higher than other local taxes, close to 3.75%, and the city lowers it a little most years. Enter the current rate as your local tax.
What is the Local Services Tax?
A flat tax of up to $52 a year charged by many municipalities on people who work there. It is not included in the calculator.
What is PA unemployment on my pay stub?
Employees pay 0.07% of all wages toward unemployment compensation, with no wage cap.
Does Pennsylvania tax retirement income?
No. Social Security, pensions and IRA or 401(k) withdrawals after retirement age are not taxed by Pennsylvania.
Do New Jersey residents working in Pennsylvania pay PA tax?
No. The two states have a reciprocal agreement; residents pay income tax only to their home state on wages. Pennsylvania also has reciprocity with Indiana, Maryland, Ohio, Virginia and West Virginia.
What is the Pennsylvania minimum wage?
$7.25 an hour, the federal minimum.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Built and reviewed by Hamza Farooq, founder and lead developer
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