How to use the Georgia paycheck calculator
- 1 Enter your pay and choose whether it is a yearly salary or an hourly wage (with hours a week).
- 2 Choose how often you are paid and your filing status.
- 3 Enter your children under 17 and your 401(k) contribution.
- 4 Read your take-home pay per paycheck and every deduction.
Worked example
A single Georgia worker earning $60,000 a year, paid every two weeks, with 5% to a 401(k). Georgia tax is 4.99% of $57,000 less the $15,000 standard deduction: $2,095.80 a year, $80.61 a paycheck. With $115.38 of 401(k), $179.23 of federal tax and $176.54 of Social Security and Medicare, take-home pay is $1,755.93.
Getting more from a Georgia paycheck
- Check your pay stub against the calculator once a year.
- Raise your 401(k) to cut federal and state tax.
- Update your W-4 after marriage, a child or a raise.
- Expect a refund if 2026 withholding used the old 5.19% rate.
Compare with the Florida Paycheck Calculator, see the child tax credit with the Child Tax Credit Calculator and check withholding with the W-4 Withholding Calculator.
Features
New 4.99% rate
The 2026 rate cut under HB 463.
Bigger deductions
$15,000 / $30,000 standard deduction and $5,000 per dependent.
Salary or hourly
Enter a yearly salary or an hourly wage.
When to use it
Atlanta job offers
Compare offers by take-home pay. Convert hourly pay with the Hourly to Salary Calculator.
Moving from Florida
Compare with the Florida Paycheck Calculator.
Families
See the federal child tax credit with the Child Tax Credit Calculator.
Withholding check
Check your W-4 with the W-4 Withholding Calculator.
Related Pay and Salary tasks
Frequently asked questions
How much is taken out of a Georgia paycheck?
On a $60,000 salary paid every two weeks with 5% to a 401(k), about $81 of Georgia tax comes out of each check, plus $179 of federal tax and $177 of Social Security and Medicare.
What is the Georgia income tax rate for 2026?
A flat 4.99%, down from 5.19% in 2025. HB 463 also allows further cuts of 0.125 point a year toward 3.99% if revenue targets are met.
What is the Georgia standard deduction for 2026?
$15,000 for single filers, heads of household and married people filing separately, and $30,000 for married couples filing jointly, up from $12,000 and $24,000.
How much is the Georgia dependent deduction?
$5,000 for each dependent in 2026, up from $4,000.
Why was my Georgia withholding higher earlier in 2026?
Employers kept withholding at the old 5.19% rate until the law was signed on May 11, 2026. The lower 2026 tax is settled on your return, so many people will get a larger refund.
Does Georgia have local income taxes?
No. Georgia cities and counties do not tax wages.
What is Form G-4?
Georgia's employee withholding certificate, used to set your filing status and allowances for Georgia withholding.
Does Georgia tax retirement income?
Georgia does not tax Social Security and excludes up to $35,000 of retirement income at ages 62 to 64 and $65,000 from age 65.
Do 401(k) contributions lower Georgia tax?
Yes. Traditional 401(k) contributions are excluded from Georgia wages.
How do I lower my Georgia tax?
Contribute more to a traditional 401(k), use pre-tax health benefits and claim every dependent on Form G-4. Georgia also offers a deduction for contributions to its Path2College 529 plan.
Will Georgia eliminate its income tax?
Not yet. The law schedules conditional cuts toward 3.99%, and lawmakers have discussed going further, but the tax remains for 2026.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Built and reviewed by Hamza Farooq, founder and lead developer
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