How to use the Texas paycheck calculator
- 1 Enter your pay and choose whether it is a yearly salary or an hourly wage (with hours a week).
- 2 Choose how often you are paid and your filing status.
- 3 Enter your children under 17 and your 401(k) contribution.
- 4 Read your take-home pay per paycheck and every deduction.
Worked example
A single Texas worker earning $60,000 a year, paid every two weeks, with 5% to a 401(k). Each $2,307.69 paycheck has $115.38 of 401(k), $179.23 of federal income tax, $143.08 of Social Security and $33.46 of Medicare taken out, and $0 of state tax. Take-home pay is $1,836.54 a paycheck, or $47,750 a year.
Getting more from a Texas paycheck
- Check your pay stub against the calculator once a year.
- Raise your 401(k) to cut federal tax.
- Update your W-4 after marriage, a child or a raise.
- Budget for property tax: Texas makes up for no income tax with high property taxes.
Convert hourly pay with the Hourly to Salary Calculator, check withholding with the W-4 Withholding Calculator and see property tax with the Property Tax Calculator.
Features
No state tax
Federal income tax, Social Security and Medicare only.
Salary or hourly
Enter an annual salary or an hourly wage and hours a week.
2026 federal figures
Brackets, standard deduction, child tax credit and FICA limits.
When to use it
Job offers in Texas
Compare offers by take-home pay. Convert hourly pay with the Hourly to Salary Calculator.
Moving to Texas
See how much more you keep than in a state with income tax, such as the California or New York figures in the Paycheck Calculator.
Overtime
Work out time and a half with the Overtime Calculator.
Checking withholding
Make sure your W-4 is right with the W-4 Withholding Calculator.
Related Pay and Salary tasks
Frequently asked questions
Does Texas have a state income tax?
No. Texas does not tax wages, so your paycheck only has federal income tax, Social Security and Medicare taken out, plus anything you choose, such as 401(k) contributions or health insurance.
How much is taken out of a paycheck in Texas?
On a $60,000 salary paid every two weeks with 5% to a 401(k), about $179 of federal income tax, $143 of Social Security and $33 of Medicare come out of each $2,308 check, leaving about $1,837.
What is FICA on my pay stub?
Social Security (6.2% of wages up to $184,500 in 2026) and Medicare (1.45% of all wages, plus 0.9% above $200,000). Your employer pays the same amounts again.
How is federal income tax worked out?
Your yearly pay minus 401(k) contributions and the $16,100 standard deduction ($32,200 for married couples) is taxed at the 2026 brackets, then $2,200 is taken off for each child under 17. The result is spread over your paychecks.
How do I change my federal withholding?
Give your employer a new Form W-4. Use the W-4 Withholding Calculator to check whether you are on track for a refund or a bill.
Do 401(k) contributions lower my taxes?
Traditional 401(k) contributions lower your federal income tax but not Social Security or Medicare. Roth 401(k) contributions do not lower tax now but come out tax-free later.
Is this the same as my actual paycheck?
It is a close estimate. Your employer uses IRS withholding tables, and other deductions such as health insurance, HSA or union dues also change your check.
How much is $25 an hour after taxes?
$25 an hour for 40 hours a week is $52,000 a year. With no state tax and 5% to a 401(k), take-home pay is about $41,800 a year, or $1,608 every two weeks for a single filer.
Why is Texas property tax so high?
Without an income tax, Texas funds schools and local services largely through property and sales taxes. The average effective property tax rate is about 1.5%, one of the highest in the country.
What is the Texas sales tax?
6.25% statewide, plus up to 2% local, for a maximum of 8.25%.
Do Texas cities have income taxes?
No. There are no city or county income taxes in Texas.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Built and reviewed by Hamza Farooq, founder and lead developer
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