How to use the Florida paycheck calculator
- 1 Enter your pay and choose whether it is a yearly salary or an hourly wage (with hours a week).
- 2 Choose how often you are paid and your filing status.
- 3 Enter your children under 17 and your 401(k) contribution.
- 4 Read your take-home pay per paycheck and every deduction.
Worked example
A single Florida worker earning $60,000 a year, paid every two weeks, with 5% to a 401(k). Each $2,307.69 check has $115.38 of 401(k), $179.23 of federal income tax, $143.08 of Social Security and $33.46 of Medicare taken out, with no state income tax. Take-home pay is $1,836.54 a paycheck and $47,750 a year.
Getting more from a Florida paycheck
- Check your pay stub against the calculator once a year.
- Raise your 401(k) to cut federal tax.
- Update your W-4 after marriage, a child or a raise.
- Track tips: they are taxed for Social Security and Medicare.
Convert hourly pay with the Hourly to Salary Calculator, see the federal tips deduction with the No Tax on Tips Calculator and check withholding with the W-4 Withholding Calculator.
Features
No state income tax
Only federal tax and FICA come out of pay.
Hourly or salary
Works for an hourly wage or a yearly salary.
Per paycheck and per year
Every deduction shown both ways.
When to use it
Hourly jobs
Florida's minimum wage rose to $15 an hour on September 30, 2026. See yearly pay with the Hourly to Salary Calculator.
Relocating to Florida
Compare take-home pay with your current state.
Tips
Tips are still taxed for Social Security and Medicare. See the federal tips deduction with the No Tax on Tips Calculator.
Bonuses
Check bonus withholding with the Bonus Tax Calculator.
Related Pay and Salary tasks
Frequently asked questions
Does Florida have a state income tax?
No. Florida does not tax wages, so your paycheck only has federal income tax, Social Security and Medicare taken out, plus anything you choose, such as 401(k) contributions or health insurance.
How much is taken out of a paycheck in Florida?
On a $60,000 salary paid every two weeks with 5% to a 401(k), about $179 of federal income tax, $143 of Social Security and $33 of Medicare come out of each $2,308 check, leaving about $1,837.
What is FICA on my pay stub?
Social Security (6.2% of wages up to $184,500 in 2026) and Medicare (1.45% of all wages, plus 0.9% above $200,000). Your employer pays the same amounts again.
How is federal income tax worked out?
Your yearly pay minus 401(k) contributions and the $16,100 standard deduction ($32,200 for married couples) is taxed at the 2026 brackets, then $2,200 is taken off for each child under 17. The result is spread over your paychecks.
How do I change my federal withholding?
Give your employer a new Form W-4. Use the W-4 Withholding Calculator to check whether you are on track for a refund or a bill.
Do 401(k) contributions lower my taxes?
Traditional 401(k) contributions lower your federal income tax but not Social Security or Medicare. Roth 401(k) contributions do not lower tax now but come out tax-free later.
Is this the same as my actual paycheck?
It is a close estimate. Your employer uses IRS withholding tables, and other deductions such as health insurance, HSA or union dues also change your check.
How much is $25 an hour after taxes?
$25 an hour for 40 hours a week is $52,000 a year. With no state tax and 5% to a 401(k), take-home pay is about $41,800 a year, or $1,608 every two weeks for a single filer.
What is the Florida minimum wage?
$15.00 an hour from September 30, 2026, the last step of the increase approved by voters in 2020. Tipped workers can be paid $11.98 an hour plus tips.
Does Florida tax retirement income?
No. With no personal income tax, Florida does not tax pensions, Social Security or IRA withdrawals.
What other taxes do Floridians pay?
A 6% state sales tax plus local surtaxes, property tax and documentary stamp taxes on property sales.
Results are estimates based on the official rates linked above. Confirm important figures with the issuing authority or a qualified adviser before you act on them.
Built and reviewed by Hamza Farooq, founder and lead developer
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